Privacy Policy

Privacy Policy – Bank Passbook Statement by SMS

PRIVACY POLICY – Bank Passbook Statement by SMS

1. INTRODUCTION

This Privacy Policy (“Policy”) is issued by All Bank Account Balance check Passbook, Statement (“we,” “us,” or “our”) and governs the data practices of the mobile application Bank Passbook Statement by SMS (“App”).

The App helps users view their bank balance, mini statements, and SMS-based passbook summaries directly from bank SMS messages stored on their device. The App works completely offline and does not connect to any bank servers, APIs, or financial institutions.

2. OUR PRIVACY COMMITMENT

  • We do not collect or upload your banking or SMS data to any server.
  • All SMS analysis and processing occur locally on your device.
  • We do not have access to your bank account details, OTPs, or personal identifiers.
  • Minimal, non-sensitive data may be collected for analytics and advertising.

3. DATA WE COLLECT AND PROCESS

Data We Do Not Collect: Bank account numbers, SMS contents, OTPs, contact information, or financial details.

Data We Collect Automatically: Device type, OS version, app version, crash logs, usage events, and Advertising IDs used by third-party SDKs for app analytics and monetization.

4. PURPOSES AND LEGAL BASES FOR DATA PROCESSING

Purpose of Processing Categories of Data Used Legal Basis and Justification
Provide Core Functionality (SMS-based balance, mini statements, passbook view) None (data processed locally only) N/A – all processing stays on-device
App Performance and Stability Technical Data (crash logs, device type, app version) Legitimate Interest – improve app reliability and bug resolution
Advertising and Monetization Advertising IDs, device identifiers, engagement metrics Consent / Legitimate Interest – app monetization through ads

5. THIRD-PARTY SERVICES AND SDKs

We use third-party services to support advertising and analytics. These SDKs may collect limited technical data in compliance with their privacy policies.

Advertising & Monetization

Analytics & App Performance

Other Libraries (No Data Collection)

  • Retrofit / OkHttp / Gson – Networking and data parsing; no personal data collected.
  • Glide / Picasso – Image caching and display; works locally.
  • Room Database / Security-Crypto – Local storage and encryption for data privacy.
  • RxJava / Multidex / Intuit SDP – System optimization; no data collection.

6. APP PERMISSIONS AND THEIR PURPOSES

Permission Purpose Processing Third-Party Access
READ_SMS Read bank SMS to show balance, mini statements, and passbook On-device only No
RECEIVE_SMS Update app data automatically when new bank SMS is received On-device only No
INTERNET / ACCESS_NETWORK_STATE / ACCESS_WIFI_STATE Load ads and app analytics Uploaded Yes (Ad SDKs)
POST_NOTIFICATIONS / SCHEDULE_EXACT_ALARM Send optional balance reminders or alerts On-device only No
VIBRATE / WAKE_LOCK Used for alert notifications and app responsiveness On-device only No
AD_ID Advertising ID for personalized ad delivery Uploaded Yes (Ad SDKs)

7. DATA SECURITY AND RETENTION

All SMS data is processed and stored on your device. We never upload or transmit your financial information. Our partners (AdMob, Firebase, etc.) may retain anonymous technical data per their own retention policies. Industry-standard encryption is used for sensitive on-device operations.

8. INTERNATIONAL DATA TRANSFERS

Your anonymous technical and usage data may be transferred to, stored in, and processed in jurisdictions outside your country of residence (e.g., the United States) where our analytics and advertising partners operate.

9. YOUR PRIVACY RIGHTS AND CHOICES

  • Opt-Out of Personalized Advertising: You can reset or limit ad tracking via your device settings (Settings → Privacy → Ads).
  • Permissions Control: You can revoke SMS or network permissions anytime in your device settings.
  • Formal Rights Requests: Depending on your region, you may request access, correction, or deletion of technical data associated with you.

10. JURISDICTION-SPECIFIC PROVISIONS

  • EEA / UK / Switzerland (GDPR): You have rights to access, rectify, erase, or port your data, and lodge complaints with supervisory authorities.
  • California (CCPA/CPRA): You have the right to know what personal data is collected and to delete it. Our advertising SDKs may be considered “data sharing.” You may opt out by resetting your Advertising ID.

11. CHILDREN’S PRIVACY

Our App is not intended for children under 13 (or under 16 in the EEA/UK). We do not knowingly collect personal data from minors.

12. CHANGES TO THIS POLICY

We may update this Policy periodically. If material changes are made, we will provide notice within the App or on our Play Store listing.

13. CONTACT INFORMATION

Developer: All Bank Account Balance check Passbook, Statement
📧 Email: gpagh861@gmail.com

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