Privacy policy

Privacy Policy - All Bank Account Balance check Passbook, Statement

Privacy Policy

All Bank Account Balance check Passbook, Statement (“we,” “our,” or “us”) values your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, and protect your data when you use our apps and services. It also outlines your rights under applicable laws, including the California Consumer Privacy Act (CCPA) and the Virginia Consumer Data Protection Act (VCDPA).

1. Information We Collect

  • Identifiers: Name, email address, IP address, device ID.
  • Usage Data: Interaction with our apps (e.g., screens visited, clicks).
  • Geolocation Data: If enabled by the user.
  • Third-party Data: From analytics tools, advertising networks, and service providers.

2. How We Use Your Information

  • Provide and improve our services.
  • Personalize your app experience.
  • Display relevant advertisements.
  • Respond to user inquiries and support requests.
  • Comply with legal requirements.

3. SMS Permission Disclosure

Our app requests access to your SMS messages for the sole purpose of identifying bank transaction messages and displaying:

  • Account balance
  • Mini statements
  • Recent transactions

We do not:

  • Read or process OTP (One-Time Password) messages.
  • Read personal messages or chats.
  • Upload or transmit SMS data to our servers.
  • Share SMS data with any third party.

All SMS processing is done locally on your device, and you can revoke this permission at any time via device settings.

4. Permission Details for Bank Passbook Mini Statement App

  • READ_SMS – To scan your bank SMS messages and extract transaction data to show balance or mini statement.
  • RECEIVE_SMS – To automatically detect incoming bank-related SMS messages in real time.

These permissions are used strictly for personal finance features and not for any other purpose.

5. Misuse Disclaimer

We do not provide financial services like money transfers, loans, or OTP-based transactions. Users are strongly advised not to share OTPs with anyone under any circumstances. Our app does not collect, store, or use OTPs.

We are not responsible for any misuse resulting from OTP sharing outside our app. If any message looks suspicious or requests OTP, please treat it cautiously.

6. Sharing of Personal Information

We may share your personal data with:

  • Service Providers (e.g., hosting, analytics).
  • Ad Networks (e.g., Google, Facebook) for personalized ad delivery.
  • Legal Authorities when required to comply with the law.

We do not sell personal data unless explicitly stated. If we do in the future, we will provide opt-out options.

7. Your Privacy Rights

For California (CCPA) and Virginia (VCDPA) residents:

  • Right to Access – Know what data we hold about you.
  • Right to Correction – Request correction of inaccurate data.
  • Right to Deletion – Request deletion of your data.
  • Right to Portability – Receive your data in a portable format.
  • Right to Opt-out – Decline data processing for ads or profiling.

To exercise any of these rights, email us at: gpagh861@gmail.com

8. Data Storage & Security

  • We do not store your SMS or personal messages on our servers.
  • All data processing is on-device unless otherwise stated.
  • We take appropriate security measures to protect your information.

9. Advertisement and Third-Party SDKs

We use advertising networks that may collect non-personal information such as:

  • Device type and OS
  • Advertising ID (e.g., GAID, IDFA)
  • App usage statistics

Please review their respective policies:

Cross Promotion Ads

  • We may display ads for our other apps.
  • We do not collect or share any personal data for these promotions.

10. Children’s Privacy

Our apps are not intended for children under 13 years. We do not knowingly collect data from children. If we become aware that we have received information from a child, we will delete it immediately.

11. Data Retention

We retain personal data only as long as needed to fulfill the purposes outlined here. Once no longer necessary, we securely delete or anonymize it.

12. Contact Information

  • Email: gpagh861@gmail.com
  • Phone: +91 9825569861
  • Mailing Address: 40, Silver Business Point, VIP Cir, Uttran, Surat, Gujarat 394105

13. Data Controller

  • Email: gpagh861@gmail.com
  • Phone: +91 9825569861
  • Address: 40, Silver Business Point, VIP Cir, Uttran, Surat, Gujarat 394105

14. Data Protection Officer (DPO)

  • Email: gpagh861@gmail.com
  • Phone: +91 9825569861

15. Policy Updates

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated “Last Updated” date. We recommend reviewing it regularly.

Last Updated: 4 August 2025

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